A wedding is one of the most memorable events in life. So much so that families spare no effort to ensure that a marriage is celebrated with greatness. Indians are known for their grand wedding celebrations, and now, with the easing of restrictions, the wedding season is back. Some prefer a grand and traditional wedding with all customs included. Others opt for a personalized and intimate wedding, making sure they fulfill the wishes of their special day. Despite what you choose, organizing the wedding of your dreams requires substantial financial resources.
Of course, your first instinct may be to dip into your savings. This is not wise as you run the risk of exhausting your funds with increasing costs. Also, it can lead to giving up on cravings and shopping which is not ideal for your special day. There is another way to have your cake and eat it too and that is to go for a Bajaj Finserv wedding loan. This personal loan for wedding celebrations provides sufficient funds and you can finance the wedding of your dreams with funds for whatever is on your wish list.
Read on to find out how a Bajaj Finserv wedding loan can make financing your wedding easy and affordable.
Digital application process saves you time and effort
A house that is getting ready for a wedding is full of bustling activities and has no time to waste on other things. There are several tasks that require your full attention, and you may not have the time to be part of a long and tedious loan application process. This problem only gets worse if you opt for an instrument that requires a list of documents to process the loan.
Fortunately, with a Bajaj Finserv marriage loan, you can easily apply online from the comfort of your home. You only need to provide basic personal, business and financial information through the online application form. Then, to prove your eligibility, submit minimal documentation like address, income, and proof of employment. With everything in order, you can do it in a jiffy.
Generous unrestricted loan penalty to finance your dream wedding
With a Bajaj Finserv wedding loan, you don’t have to worry about a lack of funds and you can make sure that nothing is missing for your special day. This personal loan for marriage offers a penalty of up to Rs. 25 lakh with no restrictions on its end use. As such, you can use it to fund all expenses including venue, decor, clothing, catering, guest stays, and even your honeymoon. Rest assured that with this loan offer, you will not encounter any financial constraint.
Quick access to necessary funds, ensuring no anxious waits
Wedding preparations are urgent matters, especially if your wedding is taking place during peak season. For example, booking the best wedding venue and desired caterer can be quite difficult, with slots filling up quickly. With several weddings, it makes sense to secure their dates well in advance, but this means reducing reservation amounts. With a marriage loan, you can access the sanction of the loan quickly and flexibly. Besides having simple loan eligibility criteria, this is an unsecured loan, eliminating the need for a lengthy asset appraisal process, ensuring quick approval within minutes. In addition, once approved, the loan amount is disbursed within 24 hours *.
Flexible repayment terms and duration, ensuring no stress on your finances
Bajaj Finserv offers competitive interest rates on personal loans with a flexible term of up to 60 months to eliminate any potential stressors when using a marriage loan. This means you can have the celebration you want and make sure the payback is a snap! Bajaj Finserv also offers the Flexi loan facility, where you can pay IMEs with interest only for the first few months of your term. This way you can plan your finances and save up to 45% * on your EMI expenses. Under the same facility, you can withdraw parts of the approved sanction and pay interest only on the amount used. This helps fund any unforeseen expenses without worrying about increasing the cost of the loan.
A Bajaj Finserv wedding loan helps you organize the best possible wedding day by removing all financial barriers. Digital tools like Personal Loan Interest Calculator and Eligibility Criteria Calculator facilitate smart borrowing efforts and help you borrow optimally. In addition, you can manage your loan through the application specializing in personal loans, which makes things easier. Check your pre-approved offer today to take advantage of all these loan benefits and get financing as quickly as possible.